Legal
Disclaimer
Last updated: March 2026
General Information
The information provided on Rategyde (“the Platform”) is for general informational and educational purposes only. Rategyde is a data aggregation and presentation platform — it is not a financial advisor, broker, dealer, investment manager, or licensed financial institution. Nothing on this Platform constitutes financial advice, investment advice, legal advice, tax advice, or any other professional advice.
No Investment Recommendations
Rategyde does not recommend, endorse, or promote any particular mutual fund, fund manager, or investment product. The presentation of fund data, performance rankings, comparisons, and AI-generated analyses does not imply any recommendation to buy, sell, or hold any investment. All investment decisions are made at your own risk.
Past Performance
Past performance of any mutual fund is not indicative of future results. Year-to-date (YTD) returns and historical data displayed on this Platform reflect past performance only and should not be used as the sole basis for making investment decisions. The value of investments can go down as well as up, and you may receive back less than your original investment.
Data Accuracy
All fund performance data is sourced from publicly available reports published by the Securities and Exchange Commission (SEC) Nigeria and the Fund Managers Association of Nigeria (FMAN). While we strive for accuracy, Rategyde makes no warranties or representations regarding the accuracy, completeness, timeliness, or reliability of any data displayed on the Platform. Data may be subject to delays, errors in processing, or discrepancies from the original source material.
AI-Generated Content
Certain features on Rategyde, including fund comparisons, insights, chat responses, and weekly digests, use artificial intelligence to generate analyses and summaries. AI-generated content may contain inaccuracies, omissions, or outdated information. It is provided as a convenience and should not be relied upon as a substitute for independent research or professional financial advice.
Third-Party Links
The Platform may contain links to third-party websites or resources. These links are provided for convenience only. Rategyde has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party websites.
Limitation of Liability
To the fullest extent permitted by applicable law, Rategyde and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of or inability to use the Platform, including but not limited to any losses or damages caused by reliance on information obtained through the Platform.
Consult a Professional
Before making any investment decisions, you should consult with a qualified and licensed financial adviser who can provide personalised advice based on your individual financial situation, goals, and risk tolerance. Rategyde is not a substitute for professional financial guidance.